Current ABSD rates (2026)
ABSD rates vary by residency status and the number of properties you own. Singapore Citizens pay 0% on their first property, 20% on the second, and 30% on the third and subsequent. Permanent Residents pay 5% on their first and 30% on subsequent properties. Foreigners pay a flat 60%.
The remission scheme for upgraders
Singapore Citizens who own one HDB flat and purchase a private property can get the 20% ABSD refunded — provided they sell their HDB within 6 months of the new property's completion or purchase (whichever is later).
Joint purchases — who pays what?
For joint purchases, ABSD is assessed based on the profile of the buyer who would attract the highest rate. A Singapore Citizen buying with a foreigner will be assessed at the foreigner's rate of 60%.
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